Financing
Recovery on Your Own Schedule. Payments, Too.
0% APR available on terms up to 18 months.* Apply in minutes and bring home the Peak sauna you actually want — full-spectrum infrared, medical-grade red light, and free delivery included.
*Subject to approval of credit application. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company. Details
Why finance
The Sauna You Want, Not the One You Settle For
Most people don’t settle for a cheaper sauna because they think it’s the better sauna. They settle because of timing.
So they end up with far-infrared only, a small red light panel added as an afterthought, and a warranty they’ll find out about the hard way. Financing takes that trade-off off the table. Get the true full-spectrum infrared, the full-body medical-grade red light panel, and the U.S.-based support you were looking for in the first place — and pay for it monthly instead of all at once.
Minutes, not weeks
A short online application, right from your cart. No branch visit, no paperwork trail.
Built for the long haul
Your sauna is a ten-year purchase. Your payments don’t have to be a one-day event.
Everything, one order
Cabin, full-spectrum heaters, full-body red light panel, accessories, free delivery — finance the whole thing.
How it works
Four Steps to Your First Session
Choose your sauna
Pick your model and wood. Not sure? The 30-second Sauna Selector Quiz narrows it down fast.
Choose Bread Pay® at checkout
Select “Pay over time with Bread Pay®” and complete a short application.
See your terms
If you’re approved, you’ll see the plans available to you — monthly payment and APR, side by side — before you commit to anything.
Power it on
Confirm your plan, place your order, and manage payments through your Bread Pay® account.
Subject to approval of credit application. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.
The headline number
0% APR Available on Terms Up to 18 Months
Qualified applicants can choose 6, 12, or 18 months at 0% APR* — at 18 months, the Shasta 1-Person works out to roughly $386 a month. Prefer a smaller payment? Interest-bearing terms run up to 36 months. Your rate and term depend on your credit qualifications, loan amount, and term.
FAQ
Questions, Answered
What terms are available?
What can I finance?
Is there a minimum purchase?
Will I need a down payment?
Who is the lender?
How do I make payments?
Can I use HSA/FSA dollars instead?
Who do I contact about my loan?
Your Sauna Is Waiting on You
Browse the lineup, pick your model, and choose Bread Pay® at checkout. Free delivery and U.S.-based support on every order.
Disclosures
* A minimum purchase of $5,000.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.
Subject to approval of credit application. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.